A new class of Android malware called “Digital Lutera” has been discovered in the wild. Unlike older viruses that simply stole your passwords, this “System Hijacker” hooks into the phone’s operating system to intercept your SIM-card verification messages. It allows a scammer thousands of miles away to “bind” your bank account to their phone. Your phone might lose signal for a few minutes, or you might see a “SIM not provisioned” error—by the time it’s back, your accounts are drained.