Law enforcement recently seized servers containing nearly 1 million fake IDs. Scammers are now using these to open “Sleeper” Bank Accounts in real people’s names. Check your credit report for small, “micro-deposits” from banks you don’t use.

A credit freeze is one of the most effective ways to prevent identity theft and stop criminals from opening new accounts using your personal information. This guide explains how credit freezes work, when you should use them, and how families can protect their financial identity before fraud occurs. Learn why freezing your credit is a powerful cybersecurity and financial protection strategy.

Would you know what to do if your identity was stolen tomorrow? Most families don’t — until it’s too late. This week’s newsletter walks you through creating a simple Family Cyber Emergency Plan that could save you thousands in fraud and weeks of stress.

Tax refund fraud occurs when criminals use stolen personal information to file fraudulent tax returns and claim refunds. This crime can cause financial distress, delays in legitimate tax refunds, and even long-term identity theft issues. So what are the threats and steps you can take to prevent this fraud?